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통신 기반 소액결제 시스템은 휴대전화 번호와 이동통신 네트워크를 인증 수단으로 활용해 디지털 콘텐츠나 소액 상품을 간편하게 결제하는 구조를 말한다. 사용자는 별도의 카드 정보나 계좌 입력 없이 본인 명의의 통신 회선을 통해 결제를 승인하고, 결제 금액은 통신요금에 합산 청구되거나 선불 잔액에서 차감된다. 이 방식은 접근성과 편의성이 뛰어나 초기 전자상거래와 모바일 콘텐츠 시장의 성장을 견인했으며, 현재도 특정 […]
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